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How Long Does it Take to File an 18 Wheeler Claim? When someone gets injured in a crash caused by an 18 wheeler, the claim may take longer to settle than a typical car accident claim. This is because truck accidents can cause serious injuries. However, each truck accident is unique and there are a variety of factors that influence the time it takes to reach a settlement. Here are a few of the most important things to consider. Insurance claims Like any other vehicle that is on the road, 18 wheeler trucks are required to have an insurance coverage minimum. This is for a reason. Collisions with big trucks can result in more severe damage to property and injuries than a typical car accident. In fact, these crashes often result in death and severe injuries. It is therefore important that victims of these wrecks seek the compensation they deserve. It can be a challenge to find a policy that meets all your needs even though coverage for 18 wheelers is a necessity. You may need to purchase additional insurance depending on the type and quantity of cargo that your trucks carry. Hazmat carriers, for instance could require liability insurance up to $5 million. Towing insurance or trailer exchange insurance and cargo coverage are all possible options. In addition to that an experienced lawyer can help you decide what types of insurance your company requires. They can also help you negotiate with insurance companies so that your claim will be properly resolved. In some instances insurance companies may try to minimize their liability by asserting that they are at fault. This can seriously devalue your claim. A lawyer can assist you to counter these claims and receive the most compensation you are entitled to. Whatever the reason you were injured in your crash, a knowledgeable lawyer will ensure you get the money you're entitled to. Settlements In many instances, a truck accident victim will receive an initial settlement offer well before the filing of a lawsuit. The insurance company for the trucking company or legal team will offer this offer, which will usually be much less than what the victim's rights. A victim should never accept this offer without consulting an attorney who specializes in personal injury. The value of the settlement depends on several factors, including the severity of the injuries and property damage. It also depends on medical expenses. Additionally, non-economic damages can be considered, especially if you were emotionally or physically traumatized by the accident. These losses are difficult to quantify and require professional analysis. Establishing liability is another important factor that determines the final compensation amount. If you can prove the responsible party committed a violation of traffic laws, acted negligently or caused the accident by committing another act of wrongdoing, they'll be held accountable for your damages. There are other legal defenses which can restrict their liability. These include comparative fault and contributory negligence. The owner of the trucking company could also be held liable for the accident. This could be the case if driver of the truck was operating under poor conditions or if the company was not able to maintain the vehicle in good working order. Furthermore, if the cargo was not properly loaded or a portion of the truck was not working properly, the cargo loading and shipping company could be held accountable. Filing a lawsuit You could be required to file a lawsuit if the insurance company did not offer an equitable settlement. This could delay the resolution of your case but it could also result in a larger award of damages. Whether you choose to settle or go to trial, a knowledgeable truck accident lawyer is the best choice. You need someone to safeguard your interests since insurance companies will try to minimize your claim. A Lafayette truck accident lawyer can review your crash, determine the value of your injuries, and ensure that you receive maximum amount of compensation for your injuries. In many 18-wheeler crashes there are several parties responsible. If the driver of the truck was under the under the influence of alcohol or had violated the hours of service regulations then the employer could be held responsible. Additionally, the manufacturer of a vehicle part or repair shop could be held accountable in the event that a defective component caused the accident. Additionally, cargo loading or shipping companies could be held responsible for accidents involving their trucks. These trucks are required to be loaded and transported in a safe way to prevent them from tipping or being jackknifed. They are required to adhere to strict safety standards. You can also recover non-economic losses like discomfort and pain. Trial Negotiations with insurance companies are usually used to settle most cases of truck accidents. A fair settlement should include all medical expenses, treatment costs, as well as any other losses you've suffered or are likely to suffer. An attorney can assist you in determining what your future damages might be, as well as whether punitive damages could be applicable. An experienced attorney can help you through this process. The most important factor is the severity of your injuries, which can affect how much compensation you are entitled to. Some injuries may only be affecting you for a few weeks or even months, while others could have a lasting or long-lasting impact on your life. It may take a while to determine fault, because it is not always immediately obvious in 18 wheeler collisions. It is because multiple parties can be held responsible, including the truck driver and the company who employs him. In some instances there could be mechanical problems with the vehicle that can cause a crash, which case it could be necessary to hold the manufacturer or repair shop responsible for your injuries. There are many variables which can affect the size of a settlement for an 18 wheeler collision however, in general these types of accidents tend to yield larger settlements than those with automobiles. 18 wheeler accident law firm el paso is due to the nature of injuries and damage that can result from these accidents, which can be devastating.